Contact Our Experts

Reach out to our knowledgeable team to

discuss your life insurance needs and

receive personalized assistance.

Contact Us

First Name

Last Name

Email *

Phone (Optional)

By checking this box, I consent to receive transactional messages related to my account, orders, or services I have requested from Terry Fairchild. These messages may include appointment reminders, order confirmations, and account notifications among others. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out & unsubscribe.

By checking this box, I consent to receive marketing and promotional messages, including special offers, discounts, new product updates among others from Terry Fairchild. Message frequency may vary. Message & Data rates may apply. Reply HELP for help or STOP to opt-out & unsubscribe.

Questions People Usually Ask Us

Straight answers about Guaranteed Issue Final Expense and more

Guaranteed Issue Life Insurance is a type of whole life insurance that you cannot be turned down for, regardless of your health.

There are:

No medical exams

No health questions

Approval is guaranteed

It’s designed to help cover funeral costs, burial, cremation, and final bills.

Who is Guaranteed Issue Final Expense coverage best for?

This coverage is ideal for people who:

Have serious health conditions

Have been denied life insurance before

Have diabetes, heart problems, COPD, cancer history, or other illnesses

Are between ages 50 and 85

Want to make sure their family isn’t left with funeral expenses

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt, recusandae.

Do I have to take a medical exam for Guaranteed Issue Final Expense ?

No.

There is:

No medical exam

No blood test

No doctor visit

You cannot be denied for health reasons.

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt, recusandae.

With the GI Final expense Will my monthly payment ever go up?

No.

Your premium:

Never increases

Never changes

Never expires due to age

As long as you pay, your coverage stays active.

What can the money be used for?

Your family can use the money for anything, including:

Funeral and burial costs

Cremation

Medical bills

Debts

Living expenses

There are no restrictions.

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt, recusandae.

Why do people choose Guaranteed Issue instead of regular life insurance?

People choose Guaranteed Issue because:

They’ve been declined before

They have serious health conditions

They want guaranteed approval

They want peace of mind

It ensures their family is protected.

Lorem ipsum dolor sit amet, consectetur adipisicing elit. Autem dolore, alias, numquam enim ab voluptate id quam harum ducimus cupiditate similique quisquam et deserunt, recusandae.