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Frequently Asked Questions
Common questions on GI FE
Guaranteed Issue Life Insurance is a type of whole life insurance that you cannot be turned down for, regardless of your health.
There are:
No medical exams
No health questions
Approval is guaranteed
It’s designed to help cover funeral costs, burial, cremation, and final bills.
Who is Guaranteed Issue Final Expense coverage best for?
This coverage is ideal for people who:
Have serious health conditions
Have been denied life insurance before
Have diabetes, heart problems, COPD, cancer history, or other illnesses
Are between ages 50 and 85
Want to make sure their family isn’t left with funeral expenses
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Do I have to take a medical exam for Guaranteed Issue Final Expense ?
No.
There is:
No medical exam
No blood test
No doctor visit
You cannot be denied for health reasons.
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With the GI Final expense Will my monthly payment ever go up?
No.
Your premium:
Never increases
Never changes
Never expires due to age
As long as you pay, your coverage stays active.
What can the money be used for?
Your family can use the money for anything, including:
Funeral and burial costs
Cremation
Medical bills
Debts
Living expenses
There are no restrictions.
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Why do people choose Guaranteed Issue instead of regular life insurance?
People choose Guaranteed Issue because:
They’ve been declined before
They have serious health conditions
They want guaranteed approval
They want peace of mind
It ensures their family is protected.
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